🚀 **Company Overview: Why Join Revolut?**
Founded in 2015 and headquartered in London, **Revolut** has grown to over 10,000 global employees, revolutionizing fintech with innovative financial services.[7] In India, Revolut is rapidly expanding its **Credit team**, responsible for designing, developing, and launching complex credit products across multiple countries.
The Credit team combines market insights, risk expertise, and technical precision to deliver scalable lending solutions. With **19 open Credit positions** globally (as of Jan 2026), Revolut offers unmatched growth opportunities in a collaborative, high-performance culture.
💼 **Job Details at a Glance**
- Job Title: Credit Analyst (Business Underwriter)
- Location: **Remote (Work from Home) – India**
- Experience Level: Fresher / Experienced Graduates
- Job Type: Full-Time
- Salary: Competitive (as per company standards) – Analyst roles average ₹7-22 LPA
- Category: Credit Analysis
- Apply Link: Apply Now
🔑 **Key Roles & Responsibilities**
As a **Credit Analyst**, you’ll be at the heart of Revolut’s business lending operations:
- Underwrite **SME financing applications** by analyzing accounts, open banking data, business models, and databases
- Rationalize **risk/reward balance** and decision loans based on signing authority or present to credit committee
- Improve **risk underwriting policies** and contribute to Key Risk Indicators (KRIs)
- Meet **KPIs** including service level agreements, approval/decline rates
- Identify **operational inefficiencies** and drive process improvements
- Optimize **risk mitigation** while ensuring positive customer experience
- Monitor credit decision outcomes and **MIS availability**
- Lead initiatives for **portfolio performance** management
📋 **Eligibility Criteria & Required Skills**
Must-Have Qualifications:
- Bachelor’s degree from top university in **quantitative/analytical field** (Engineering, Statistics, Physics, Maths, Economics, Management)
- Proven track record in **credit analysis** for similar loan products
- Solid understanding of **credit policy governance framework**
- Experience with **fraud risk management controls**
- Ability to **document applications** clearly and explain complex concepts simply
Nice-to-Have Skills:
- Knowledge of **SQL, R, Python** or data analysis tools
- Master’s degree
- Experience launching/improving **credit products**
🎯 **Revolut Benefits That Actually Matter**
Revolut skips the ping pong tables for real benefits:
- **Financial benefits** that value your work
- **Flexible work** – home, office, or abroad
- **Complimentary Revolut Metal** subscription
- Exciting **team events** year-round
- Global team collaboration with top talent
⚡ **Pro Tips to Land Your Revolut Credit Analyst Role**
Stand out from 1000+ applicants with these career tools:
- Build an ATS-optimized resume: Resume Builder
- Check your ATS score: ATS Score Checker
- Prepare for technical interviews: Interview Preparation
- Craft a winning cover letter: Cover Letter Generator
- Research salary benchmarks: Salary Estimator
- Plan your fintech career: Career Path Planner
- Get relevant certifications: Certification Suggestion
- Get expert feedback: Resume Reviewer
📅 **Application Process & Next Steps**
- Click the Apply Now link
- Complete Revolut’s application form
- Prepare for credit analysis case studies and technical interviews
- Join our WhatsApp and Telegram for regular updates
“Ready to shape the future of business lending at Revolut? Your credit analysis career starts NOW!”
🔒 Disclaimer
The information in this post is intended for educational and promotional purposes only. The company is an equal opportunity employer and does not discriminate based on race, religion, gender, nationality, or disability. Always verify job details with the official website for the latest updates. This blog is not affiliated with or officially endorsed by the company.
© 2025 IT Referral Jobs. All rights reserved.
